The Happy List

• My new Blogger theme! 
• I have recently finished watching Jessica Jones and it made me realize how I appreciate a good villain. Kilgrave (Jessica Jones), Moriarty (Sherlock Holmes) and Christopher Pellant (Bones) are definitely a favorite.
• Cheap but great books on Barnes & Noble! $12 for 3 books, namely, The Greatest Adventures of Sherlock Holmes, Great Tales of Horror and Joyland.
• Finally settling an unfinished business from my previous employer.
• Moved a few small furnitures in my room which made it look and feel a little different.
• As some of you may know by now, a blizzard came to the East Coast this weekend leaving 2-3 feet of snow. It gave me the perfect excuse to go out and play. How cute is my BB-8! (Snapchat @jmichbio if ever you're wondering!)

That Post When I Talked About Money Matters

Originally, the title post was "That Post When I Talked About The Things I Learned" but then I thought it was too broad and I had to rename it to that one above! To start, here's what I have learned so far when dealing with money.

Borrowing and Lending

Only borrow what you can pay and lend what you're willing to loose.

Savings

Mid-college, I opened a savings account, one that I only use when I need to deposit cash. I wish I had done it way before I started college, but it didn't actually cross my mind. Anyway, whenever I get my monthly allowance, I take 500-1000 pesos from it and save it in the bank and if I have more extra cash, I put it there as well. I eventually cashed out some of it after college because I thought I deserved to splurge myself a little as a graduation gift for myself. Ha ha

Investment and Insurance

This one I did after having my first job. I learned through my financial advisor that the money in your bank doesn't do much, which makes sense. Having money in the bank is almost like lending the bank your money for an amount of time but in a low interest. Now, if you have savings that you're sure you won't need for a very long time, put it in an investment. Find a reputable finance company and they will be the one to invest your money through bonds or in the stock market depending on the risk you are willing to take.

While you're at it, ask if they offer life insurance. Do it while you're young and healthy because it's cheaper compared to buying one when you're old and senile.

That's all for now because I'm still trying to figure out Tax Returns. Haha I hope you picked up something valuable!

A List of #Goals

Spiritual
Own a Bible
Read the Bible in full
Complete Simbang Gabi (Not sure if I have. I'm going to keep it here anyway.)
Attend a service at the Vatican
Give up meat for Lent
Celebrate Iftar with a Muslim family

Relationships
Have a girl best friend
Do something extra nice for parents
Make a care package for someone ill
Offer my shoulder for someone to cry on

Community
Vote
Donate
Join a feeding program
Join a medical mission

Financial
Open a checking/savings account (2009)
Have a well-stocked emergency fund
Get an investment bond (2015)
Get a life insurance (2015)

Social
Give a compliment irl
Host a small get together
Engage in a conversation with a stranger

Career
Graduate college (2013)
Be an RN (2013)
Be a USRN
Be a specialized nurse

Leisure
Try yoga
Go to a strip club
Learn how to pole dance
Go ballroom dancing on the dance floor
Make a snow angel (01/2016)
Make a snowman (01/2016)
Watch a musical
Watch a Broadway musical
Learn how to drive a car in manual (11/2010)
Get a driver’s license (2014)
Party in a bar
Get so drunk wake up with a hangover
Learn how to cook
Learn how to surf
Make and finish a scrapbook

Travel/Adventure
Celebrate a real Filipino Festival
Experience an airshow at Clark, Pampanga
Attempt to make my own bonfire
Cliff dive
Go on a cruise
Ride in a helicopter
See Palawan's beauty
See the Northern Lights
Watch a sunset in Greece
Relax in Bali
Walk the streets of London
Be mesmerized by Sagrada Familia

Entertainment
Meet Kristen Stewart
See Maroon 5 perform live (09/2012)
Watch a real car race
Spend a day at The Wizarding World of Harry Potter
Experience Warner Bros. Studio Tour - The Making of Harry Potter
Be part of a live audience on a TV show